Giving appreciated stock to Saint Mary's College is very much a "win-win" situation due to the favorable tax treatment on such gifts. It allows the College to receive a larger gift than if the stock was sold by the owner and the proceeds donated to the College. In turn, the owner receives a greater tax deduction by giving the stock directly to the College.

Many people who own stock today have it held for them by their brokerage firm. To sell the securities held by your brokerage firm, an electronic transfer can be done to fulfill your wishes in selling or disposing of the securities.

Another means of maintaining holdings of stock is to take delivery of the stock (receive the stock certificate) when purchasing. To sell or transfer stock when a physical certificate is held by the owner, a manual transfer must occur. The owner needs to take or mail the stock certificates to the new owner, a bank or brokerage company (for them to transfer), or to the company's transfer agent.

Please direct questions regarding stock transfer to:

Adaline Stefanac Cashore '70,
Director of Donor Relations,
110 Le Mans Hall,
Saint Mary's College,
Notre Dame, IN 46556,

Phone: 574-284-4706
Fax: 574-284-4749
acashore@saintmarys.edu.

 Electronic Transfer Stock certificates held by a bank or brokerage company

Gifts of stock can be made with your broker's assistance by electronic transfer. This process works for all publicly traded shares of stock. Simply request that your broker transfer the number of shares of stock you wish to give electronically to the Saint Mary's College account at Merrill Lynch in South Bend. The College's account number is 620-04080 and DTC# 5198. DTC stands for Depository Trust Company and is the mechanism that enables the quick and easy (and safe) transfer of stocks among its members (most banks and brokerage companies).

Your broker can contact Mr. William Simon of Merrill Lynch directly at 574/282-3649 or 800/678-0540. His fax number is 574/282-3607.

To assure proper gift credit, please notify the College by letter, by fax or e-mail, of the number of shares, the name of the stock you are transferring, and the designation ofy our gift. Please include your full name and class year, if applicable and send to:

Adaline Stefanac Cashore '70,
Director of Donor Relations,
110 Le Mans Hall,
Saint Mary's College,
Notre Dame, IN 46556,

Phone: 574-284-4706
Fax: 574-284-4749
acashore@saintmarys.edu.

Manual Transfer Owner of the stock has physical possession of the stock certificates

Stock certificates physically held in your possession can be gifted in whole or in part to Saint Mary's College. If you wish to make a partial gift of shares held in a certificate, you will need to send the shares back to the company's transfer agent and request that the shares by split into two certificates - one in your name and one in the College's. Your broker or bank officer can help with this process.

If you have the stock certificates in hand, mail the unendorsed certificate(s) and a signed stock power (available from your financial services provider or print out and use our stock power provided below) in separate envelopes. If you endorse the certificates over to the College's name (Saint Mary's College, Notre Dame, Indiana) using the stock power printed on the back of the certificate, be sure to send these by registered mail. Endorsing the stock certificate makes it a negotiable instrument that may be cashed by anyone who might find it. Saint Mary's does not recommend endorsing the stock certificate.

Also, send a letter indicating that the shares are a gift to the College. The letter must by signed by all holders of record as shown on the front of the certificate.

Please mail the certificate(s), the stock power(s), and the letter to:

Mr. William Simon, Merrill Lynch
(574)282-3649 or (800) 678-0540
Fax (574)282-3607

Please remember to use separate envelopes for the signed stock power and the unendorsed certificate(s).

The following is an example of an irrevocable stock or bond power. You may copy the power, paste it on a blank word processing document page and print it. Just copy the portion of this page to include the title (Irrevocable Stock or Bond Power) and the bottom line (Signature Guaranteed). Please include and read the paragraph "Important - Please Read."